Final Paycheck Calculator
Estimate what your last paycheck will actually include after a layoff — remaining pay, PTO payout, bonus, and deductions — plus when your state requires it to arrive.
What will my final paycheck include after a layoff?
Your final paycheck should include all wages earned through your last day, plus any owed bonus, commission, and expense reimbursements. Depending on your state and company policy, it may also include a payout of unused PTO or vacation. Severance is notpart of your final paycheck — it's a separate payment under a severance agreement.
When it's due depends on your state.California requires payment immediately at an involuntary termination; Texas requires it within 6 calendar days; many states require it by the next regular payday. Enter your details below to estimate the total and see your state's deadline, then verify with your state labor department.
- Estimated time
- 2–3 minutes
- Cost / impact
- Free · no signup · runs in your browser
- What you need
- Pay rate, last day worked, unused PTO, state
Final Paycheck Calculator
Estimate what your last paycheck includes and when it's legally due
What goes into a final paycheck
Remaining wages (the partial period)
Pay for the days you worked since your last full pay period closed, through your last day. We estimate a daily rate from your salary or hourly pay and count the workdays.
PTO / vacation payout
Whether unused PTO is paid out depends on your state and your company policy. The tool applies your state's general rule and lets you mark a company payout policy where it isn't required by law.
Bonus, commission & reimbursements
Guaranteed bonuses or commissions and owed expense reimbursements may be included. If a bonus isn't contractually guaranteed, it may still be owed — check your agreement.
Deductions & clawbacks
Pre-tax deductions still due, plus any outstanding company loans, unreturned equipment, or sign-on clawbacks, may be subtracted from the total.
Example: what a final paycheck looks like
Maria earns $78,000/year (about $300/workday) in California and is laid off on a Wednesday, 8 workdays into a new pay period. She has 40 hours of unused PTO and an owed $60 expense reimbursement.
- Remaining wages: 8 workdays × ~$300 = ~$2,400
- PTO payout: 40 hours × ~$37.50/hr = ~$1,500 (California treats accrued vacation as earned wages)
- Reimbursement: $60
- Gross final pay: ~$3,960 before taxes and any deductions
Because Maria's layoff is involuntary, California requires her final check on her last day. In a state that only requires payment by the next payday, the same amounts could arrive up to two weeks later — which is why the timing matters as much as the total.
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Frequently asked questions
Do I get paid for unused PTO when laid off?+
When is my final paycheck due after a layoff?+
Is severance part of my final paycheck?+
How is my final paycheck taxed?+
Important disclaimer
This calculator provides simplified educational estimates only. LayoffNext does not provide legal, tax, financial, or employment advice. Final-pay timing and PTO payout rules vary by state and individual situation and change over time. Verify your state's rules with your state labor department and confirm specific amounts with your employer or a qualified professional.
Deepak Middha is the founder of LayoffNext and a Chartered Accountant (ICAI, India). A U.S. immigrant with nearly 20 years of experience — and 17 years in hedge fund and private equity administration, including as Vice President of Fund Accounting at NAV Fund Administration Group and Associate Director of Private Equity and Real Estate at SS&C Technologies — he builds free, plain-language layoff tools and guides for employees, H-1B workers, and immigrant families.