Tools built for job transitions
Free calculators and planning tools to help you understand your financial position and make confident decisions after a layoff.
Interactive financial tools
These are prototype demos. Calculations are simplified estimates for illustration. Always verify with a financial advisor.
Severance Pay Estimator
Based on common practice: 1–2 weeks per year of service
Financial Runway Calculator
Understand how long your savings will last — and what to do about it
COBRA vs. Marketplace Comparison
Compare your health coverage options after a layoff
COBRA
- Same coverage as before
- Keep same doctors
- Up to 18 months of coverage
- You pay full premium + 2% admin fee
- Often expensive ($500–$1,800+/mo)
Sample monthly cost
~$850
(single, mid-range plan)
Marketplace (ACA)
- May qualify for subsidies
- Layoff is a qualifying event
- 60-day special enrollment period
- Network may differ from before
- Benefits vary by plan tier
Sample monthly cost
~$320
(with subsidy estimate)
Emergency Budget Planner
Sample breakdown — essential vs reducible expenses
Reducible expenses
Sample amounts shown. Edit to reflect your actual expenses.
Layoff Readiness Score
How prepared are you for a potential layoff?
Your readiness score
0%
0/8 areas covered — focus on savings and documentation first
Educational content only. LayoffNext provides general information and is not a substitute for legal, financial, tax, or mental health advice. For matters relating to unemployment insurance, severance agreements, or personal finances, please consult a licensed professional or contact official government resources.
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