Terms & Conditions

By accessing or using LayoffNext.com, you agree to these Terms & Conditions. If you do not agree, you should not use the website.

LayoffNext.com is operated by Wealth Building Academy LLC, an Illinois registered company (“we,” “us,” or “our”).

The website provides educational layoff recovery tools, calculators, checklists, templates, guides, WARN resources, visa layoff planning tools, financial planning prompts, and job-search resources. It is not professional advice.

LayoffNext does not provide legal, tax, financial, investment, insurance, immigration, employment, unemployment, benefits, or mental health advice. No professional relationship is created by using the website, including no attorney-client, CPA-client, advisor-client, fiduciary, or agency relationship.

You are responsible for:

• •Verifying official deadlines and rules
• •Checking government sources
• •Consulting licensed professionals
• •Reviewing employer documents and plan documents
• •Ensuring the information you enter is accurate
• •Not relying solely on LayoffNext for important decisions

Calculators are simplified educational tools. They may use assumptions, estimates, user-entered data, and incomplete information. Results may be inaccurate or unsuitable. You should not rely on outputs for signing severance agreements, filing for unemployment, choosing insurance, making immigration decisions, withdrawing retirement funds, exercising stock options, making tax elections, or accepting job offers.

H-1B countdowns, grace-period planning, transfer checklists, attorney question builders, and decision-tree outputs are educational planning tools only. They do not determine legal status, deadlines, or eligibility. You must consult an immigration attorney and official government sources.

Severance templates, negotiation scripts, WARN content, final pay, PTO, non-compete, release, and employment-rights materials are general educational resources. You should consult employment counsel or official agencies for your situation.

Content about taxes, severance tax, unemployment tax, RSUs, stock options, 401(k), rollovers, and Roth conversions is educational. You should consult a CPA, EA, tax attorney, financial advisor, plan administrator, or an official tax source.

Content about COBRA, the Marketplace, spouse plans, Medicaid/CHIP, HSA, FSA, and benefits is educational. You should verify with plan administrators, insurers, Healthcare.gov, state marketplaces, or licensed insurance professionals.

You may copy and edit templates at your own risk. You must ensure accuracy and avoid sharing confidential, false, misleading, proprietary, or legally restricted information. If the website allows submissions, you are responsible for the content you submit.

If LayoffNext offers or later adds anonymous layoff reports or company-submitted information, you must not submit false, confidential, defamatory, proprietary, or legally restricted information. LayoffNext may remove, edit, decline, or moderate submissions at its discretion and does not verify every submission.

Most current tools are free and do not require an account. If paid features, accounts, downloads, subscriptions, or premium services are added later, additional terms may apply and will be described before any charge applies.

LayoffNext may link to government websites, NRItoUSA.com, TaxSaveIQ.com, job sites, insurance resources, legal resources, tax resources, immigration resources, and other third parties. LayoffNext is not responsible for third-party content, services, policies, or accuracy.

LayoffNext may later include affiliate links, sponsored placements, or referral partners. If added, disclosures will be shown where appropriate. You are not required to use any third-party partner.

Website content, design, branding, calculators, templates, and tools are owned by or licensed to Wealth Building Academy LLC unless otherwise stated. You may use templates and checklists for personal, non-commercial use. You may not scrape, copy, resell, repackage, mass reproduce, or create competing databases or tools from the website without permission.

You may not:

• •Misuse the website
• •Attempt to hack, scrape, overload, or disrupt it
• •Submit malware
• •Submit false or defamatory content
• •Violate laws
• •Infringe intellectual property
• •Use automated scraping or bots without permission
• •Reverse engineer the tools
• •Use content to train competing AI or database products without permission

LayoffNext may change, suspend, remove, or discontinue content or tools at any time. There is no guarantee of availability, accuracy, or uninterrupted service.

The website is provided “as is” and “as available” without warranties of any kind, express or implied, to the fullest extent allowed by law. This includes, without limitation, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent allowed by law, Wealth Building Academy LLC and its owners, officers, employees, contractors, affiliates, and service providers are not liable for any indirect, incidental, consequential, special, punitive, or reliance damages arising from your use of the website, tools, calculators, templates, or third-party links. Nothing in these terms limits liability that cannot be limited under applicable law.

You agree to indemnify and hold harmless Wealth Building Academy LLC from claims arising from your misuse of the website, violation of these terms, content you submit, or violation of law or third-party rights.

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles, unless applicable law requires otherwise.

Any disputes should first be addressed by contacting us. If a formal dispute arises, venue and procedures may depend on applicable law and should be reviewed by legal counsel.

LayoffNext may restrict access to users who misuse the website or violate these terms. You may stop using the website at any time.

We may update these terms from time to time. The “Last Updated” date at the top and bottom of this page reflects the most recent version. Continued use of the website after changes take effect constitutes acceptance of the updated terms.

Operator: Wealth Building Academy LLC, an Illinois registered company.

Contact: team@layoffnext.com